Home Loan Center

You deserve a home of your own

You know how important it is to have a place you can call your home. That's why we're proud promoters of home ownership. When you need the expertise and knowledge to make your dreams come true, we’re here for you. Whether you’re dreaming of a three-bedroom ranch-style home or a three-story Victorian, You’re the One™ we’re here for.

FREE Pre-Qualification Consultation

The first step for any homebuyer is a pre-qualification consultation. We’ll sit down with you and help you plan the purchase of a new home. We’ll even help you find local, state and federal first-time and affordable housing assistance programs that may apply. We offer this consultation service for free so you can concentrate on finding the perfect home.

Meet Our Local Lenders

We’re not just lenders, we’re your friends and neighbors. We want you to have a pleasant, enjoyable experience with us. Meet our friendly, knowledgeable local lenders.

Real Estate Loans

If you’ve got your eye on some real estate property and you're curious about possible mortgage payments, Contact Us now or try our Mortgage Calculator.

Fixed Rate Mortgage

So you're thinking of buying that first home or maybe even your dream house. At MidWestOne, the bank acts as an agent to provide you with a long-term, fixed rate loan. Throughout the process, you'll be dealing with people who truly care about you and your home.

Adjustable Rate Mortgage (ARM)

With an ARM loan, the interest rate on your mortgage will be fixed for a short period of time, typically between one and seven years. At the end of that time period, the interest rate on the loan will be adjusted up or down according to a specified index and rate cap adjustment. We offer several different adjustable rate loan products.